Whist taking out insurance is not mandatory for a tenant this is strongly recommended and there are a number of important factors that need to be considered.
Most tenants’ priority may be setting up things like broadband and their monthly subscription TV streaming services, and moving into a new property can be incredibly exciting. However, you never know what lies around the corner. While arranging furniture and putting up pictures, it’s worth taking a moment to think about protecting the things you care about.
Don’t you want to protect against loss or damage to your prized possessions? Plus, you don't won't be left out of pocket should you accidentally cause any damage to your landlord's fixtures and fittings.
Tenants Liability Insurance is tailored for those renting a property and works equally well if you’re renting a furnished or unfurnished property. Tenants Liability cover provides protection for tenants in the event of accidental damage to their landlord's property, for which the tenant would be liable for under the terms of their tenancy agreement. This can also often cover damage caused by pets.
Even if you don’t feel you need contents insurance to protect your own belongings, you should still consider protecting yourself against any accidents to your landlord’s property with standalone tenant’s liability insurance.
Tenants’ liability insurance ensures you are protected against some of the most common situations that might lead to you losing your security deposit, such as accidental damage to a landlord’s fixtures, fittings or furniture. This could range from stains on the carpet and broken windows to damage to kitchen appliances or burst pipes, which can be very costly to repair or replace.
To find out more and to obtain a no obligation quote visit https://tenants.lethq.co.uk/
Our Tenants Contents Insurance and Tenants Liability Insurance policy has been designed to meet the specific needs of those living in a rented property. Contents Insurance provides cover for your personal belongings. Tenants’ liability insurance means you are also protected should they need to cover the cost of any accidental damage to your landlord’s fixtures and fittings.
Benefits include:
Start your quote now and see how our cost effective cover can help protect you any your landlords belongings.