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Tenant's Liability Insurance

Our Tenants Liability cover provides protection for tenants in the event of accidental damage to their landlord's property.

Tenants Liability Insurance has been specially tailored for those renting a property and works equally well if you’re renting a furnished or unfurnished property. Our Tenants Liability cover provides protection for tenants in the event of accidental damage to their landlord's property, for which the tenant would be liable for under the terms of their tenancy agreement.

Even if you don’t feel you need contents insurance to protect your own belongings, you should still consider protecting yourself against any accidents to your landlord’s property with standalone tenant’s liability insurance.

Designed especially for with renters, our policy guarantees to reduce financial risk and increase peace of mind. Tenants liability insurance ensures you are protected against some of the most common situations that might lead to you losing your security deposit, such as accidental damage to a landlord’s fixtures, fittings or furniture. This could range from stains on the carpet and broken windows to damage to kitchen appliances or burst pipes, which can be very costly to repair or replace.

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Benefits include:

  • £10,000 of cover as standard for any damage to furniture, fittings or the property itself
  • A choice of 6 or 12 month’ cover providing flexibility if you’re only a short-term tenant
  • Flexible payment options including monthly or annual direct debit and annual credit or debit card
  • £50 excess payable per claim.

Want extra cover?

Upgrade your cover for additional protection with our full Tenants Contents Insurance; a cost-effective cover that can help protect you any your landlords belongings. By maximising your cover, you minimise your risks – tenants contents cover will include the same level of cover with additional protection for your own belongings up to £50,000, and £10,000 tenants liability cover included as standard. By upgrading your policy, tenants also have access to a range of optional extras including cover for full accidental damage to their contents, worldwide belongings cover and legal expenses cover.

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